KONSEKUENSI YURIDIS REGULASI OTORITAS JASA KEUANGAN (OJK) TENTANG PENETAPAN TINGKAT SUKU BUNGA TERHADAP PERUSAHAAN FINTECH PEER TO PEER LENDING

Simanjuntak, Armando (2019) KONSEKUENSI YURIDIS REGULASI OTORITAS JASA KEUANGAN (OJK) TENTANG PENETAPAN TINGKAT SUKU BUNGA TERHADAP PERUSAHAAN FINTECH PEER TO PEER LENDING. S1 thesis, UAJY.

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Abstract

Technology has brought influence to the community including financial aspect which one of the financial aspect is in the form of peer to peer lending services, with Peer to Peer Lending is expected to provide ease for people, but the fact is that the matter causes problems for the people instead. As for the function of Financial Services Authority is to be able to protect consumers and society, therefore research on juridical consequences of any regulations Financial Service Authority against companies operating financial technology in for example the interest rates is needed. This legal research is aimed to acknowlegde and understand the legal consequences of Finansial Setvise Authority Regulation on stipulation of Peer to Peer Lending Company's ibterests. This legal research is conducted through normative research methodology which focuses on the laws and regulations. The result of this legal research is that Financial Servises Authority has not yet been capable to maintain and fulfill the purpose and principle of the establishment of the institution, which was to protect the interests of the people. Because in reality, people were felt taken by granted by the regulations established by Financial Service Authority in regulating the implementation of Peer to Peer Lending mechanism. Keyword: finansial, service, authority, technology.

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