CREDIT UNION BUSINESS PROSPECTS IN INDONESIA

Christiani, Theresia Anita and Kastowo, Chryssantus (2020) CREDIT UNION BUSINESS PROSPECTS IN INDONESIA. JOURNAL OF CRITICAL REVIEWS, 7 (16). pp. 717-723. ISSN 2394-5125

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Abstract

The Credit Union shall be a financial institution in the form of a cooperative. Credit unions have activities such as banking activities. Data for 2017 shows that the number of individual members is 3,045,786 and the assets are 30 trillion. This asset has proliferated from 27 trillion in 2016. On the other hand, licensing and supervisory mechanisms have not been properly regulated to ensure that the potential for conflict is immense. Conflicts have a source of protection for service users and the Credit Union as an institution. Legal issues that arise are how the prospects of credit union business move forward to address these emerging legal issues. The results of the study show that it is necessary to draw up legal instruments providing equal opportunities for the Credit Union to obtain legal provisions and protection under the authority of the Monetary Authority in Indonesia. This research is a legal study, and secondary data becomes primary data. The data analysis technique used was a qualitative data analysis technique — deductively constructed conclusions

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