IMPLEMENTASI PRINSIP KEHATI – HATIAN SEBUAH BANK DALAM PEMBERIAN KREDIT PADA NASABAH DI BANK BNI SYARIAH PUSAT YOGYAKARTA

KRISTANTO, KOKOSE RICKKY (2011) IMPLEMENTASI PRINSIP KEHATI – HATIAN SEBUAH BANK DALAM PEMBERIAN KREDIT PADA NASABAH DI BANK BNI SYARIAH PUSAT YOGYAKARTA. S1 thesis, UAJY.

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Abstract

Banking sector in living of a country is an agent of development. In banking, there is an essential principle that differs to other institution, namely trust principle. Without trust, there is perhaps no bank to exist. In addition, there is a prudent principle within a banking institution for managing current banking activity, how to develop the trust. The first action to do toward public was that banking will be prudent and would not be harmful to the client. The study aimed to know : (1) how implementation of a Prudent Principle in giving credit for the client and (2) an effort to resolve risk for implementation of Prudent Principle within a bank, which giving credit to the client. Result of the research was that; (1) Implementation of prudent principle of a bank was always based on the rule as stated, they included 5C + 1p’s elements and verified by bank party. (2) In addition to BNI Syariah party to resolve the banking risk, especially in related to prudent principle by two ways. The first way was saving and rescheduling for credit payment.

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