AKIBAT HUKUM FORCE MAJEURE (PPKM DARURAT LEVEL 4) DALAM PERJANJIAN KREDIT DENGAN BANK (Studi kasus Bank Mandiri dan Bank BCA)

Dewi, Lilia Cahya (2022) AKIBAT HUKUM FORCE MAJEURE (PPKM DARURAT LEVEL 4) DALAM PERJANJIAN KREDIT DENGAN BANK (Studi kasus Bank Mandiri dan Bank BCA). S1 thesis, Universitas Atma Jaya Yogyakarta.

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Abstract

This study focuses on force majeure problems, because The 4th level of community activities restrictions enforcement involving the credit agreement with a bank.The purpose of this research is to find a way for the government and private banks to force majeure reasons submitted by a debtor when the 4th level of community activities restrictions enforcement is held in a credit agreement in order to avoid the stipulated breach to study judicial consideration and provide by a government bank or private bank to debtors who use force majeure reasons in credit agreements for the 4th level of community activities restrictions enforcement. Based on the results of the research that has been conducted, Bank Mandiri and Bank BCA The 4th level of community activities restrictions enforcement in the credit agreement so that the debtor avoids the provisions regarding default is to take preventive action at the beginning of the credit agreement starting from a prior agreement between the prospective debtor and the prospective creditor. Bank Mandiri, in dealing with debtors who have credit during The 4th level of community activities restrictions enforcement Restrictions, is not to give any legal considerations to their debtors while Bank BCA provides legal considerations to their debtors.

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