KONSEKUENSI PERATURAN OTORITAS JASA KEUANGAN STIMULUS KEUANGAN DAMPAK COVID-19 TERHADAP ANGKA NON PERFORMING LOAN BANK

Lestari, Anastasia Retno Kristanti Puspita (2022) KONSEKUENSI PERATURAN OTORITAS JASA KEUANGAN STIMULUS KEUANGAN DAMPAK COVID-19 TERHADAP ANGKA NON PERFORMING LOAN BANK. S1 thesis, UNIVERSITAS ATMA JAYA YOGYAKARTA.

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Abstract

The OJK issued The Financial Stimulus on the Impact of The Spread of Covid-19 policies to minimalize credit risk of the bank. Those provision was implemented by credit restructuring to the affected debtors, including micro, small, and medium enterprise debtors. However, social fact showed an increase in Non-Performing Loans (NPL) of 4.79% at Bank Sinarmas for June 2021, which described the magnitude of credit risk and impacted the bank soundness. The problems written in this legal research is whether the policies give consequence on the increasing of NPL at Bank Sinarmas. This research was conducted throughout normative legal research method. Based on the problem, it was concluded that the policies did not give consequence to the increasing of NPL at Bank Sinarmas. The increasing of NPL was affected by the decreasing of the debtor's ability to pay its obligat

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