PERLINDUNGAN HUKUM BAGI LEMBAGA PEMBIAYAAN AKIBAT BARANG ELECTRONIC SEBAGAI OBYEK JAMINAN FIDUSIA DIALIHKAN PADA PIHAK KETIGA

SANTOSO, OSCAR NOVIANUS (2009) PERLINDUNGAN HUKUM BAGI LEMBAGA PEMBIAYAAN AKIBAT BARANG ELECTRONIC SEBAGAI OBYEK JAMINAN FIDUSIA DIALIHKAN PADA PIHAK KETIGA. S1 thesis, UAJY.

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Abstract

Finance institution has independency in establishing a requirement and determination existing in a consumer finance agreement. The consumer finance institution is an institution of which in conducting the financing of products supply for fulfilling consumers’ need is conducted by periodic payment of installment. The substitution of electronic product to the third parties without the consideration of finance institution (creditor) is a malpractice action conducted by the debtor. Thus the part of finance institution can conduct any action of which is appropriate to what had been agreed and undersigned in the consumer finance agreement. In conducting executorial action the part of finance institution will conduct an action of which is appropriate to the requirement and determination agreed by both parties in the consumer finance agreement. The part of finance institution (creditor) in this matter will not conduct executorial action of which is conducted by the finance institution (creditor) keep considering on the legal regulation and does not violate any valid legal regulation. By the establishment of the Laws on Fiduciary Insurance it has given certain purpose. Meanwhile the purpose of the establishment of the Laws on Fiduciary Insurance is to fulfill the society’s legal needs, to give legal certainty and to give legal protection to the concerning parties.

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