TINJAUAN YURIDIS KREDIT TANPA AGUNAN ANTARA BANK DENGAN DEBITUR

Halim, Agnes Handayani (2013) TINJAUAN YURIDIS KREDIT TANPA AGUNAN ANTARA BANK DENGAN DEBITUR. S1 thesis, UAJY.

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Abstract

The study of law with the title judicial review of unsecured credit between the bank and the debtor. Legal research is done because many debtors of banks in Indonesia who do not know clearly about the unsecured credit. Unsecured credit is a credit without material guarantee (tangible), but guarantee immaterial remain on unsecured credit. many people equate the guarantee with the collateral, this perspective is wrong. The purpose of this research is to know the difference between guarantee with collateral and to know the implementation of unsecured credit agreement by The Act of the Republic of Indonesia Number 10 of 1998 about the banking. The conclusion of this research is the definition of the guarantee is immaterial guarantee and material guarantee, while collateral is material guarantee and unsecured credit is accordance with the Banking Law, in unsecured credit bank as concurrent creditor with other creditor so need a injuction of bangkrupt and curator is who that execution.

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