BENTUK PENYELESAIAN YANG DILAKUKAN OLEH BPR MADANI SEJAHTERA ABADI TERHADAP BENDA JAMINAN FIDUSIA YANG DIGADAIKAN OLEH DEBITUR KEPADA PIHAK LAIN

TONGLO, ERVAN TANGKE (2009) BENTUK PENYELESAIAN YANG DILAKUKAN OLEH BPR MADANI SEJAHTERA ABADI TERHADAP BENDA JAMINAN FIDUSIA YANG DIGADAIKAN OLEH DEBITUR KEPADA PIHAK LAIN. S1 thesis, UAJY.

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Abstract

This law writing studies and concentrates about settlement forms which is carried out by BPR Madani Sejahtera Abadi toward property of fiduciary guarantee pawned by debtor to another party. This research method uses empirical law writing method which focuses on society behavior (law in action), and the research needs primary data as main data besides secondary data (law substance). In article 23 section 2 Fiducia Act No. 42/1999 mentioned that fiducia giver is forbidden switching, pawning, or renting out to another party property which become fiduciary guarantee object which is not reservation property, unless by writing permission before to fiduciary receiver. Therefore, fiduciary giver (debtor) is forbidden to switch or pawn fiduciary guarantee property whatever the substance is. BPR Madani Sejahtera Abadi is one of BPR exists in Yogyakarta provides credit for society and where many credit agreements within fiduciary guarantee exists. Nevertheless, from the all of credit agreement within fiduciary guarantee, there’s a few of debtor pawn the property which becomes object of fiducia guarantee. Those cases, definitely, have opposed the regulation in article 23 section 2 Fiducia Act No. 42/1999 and the content of credit agreement written by the parties. Settelement forms which are carried out by BPR Madani Sejahtera Abadi such as by doing oral reprimand, writing reprimand, and litigation as the final settlement.

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