LEGAL MEMORANDUM PERLINDUNGAN HUKUM TERHADAP PENYEBARAN DATA PRIBADI NASABAH PINJAMAN ONLINE

Natalianno, Rafael Yoji (2023) LEGAL MEMORANDUM PERLINDUNGAN HUKUM TERHADAP PENYEBARAN DATA PRIBADI NASABAH PINJAMAN ONLINE. S1 thesis, UNIVERSITAS ATMA JAYA YOGYAKARTA.

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Abstract

This legal memorandum seeks to provide a solution for online loan customers who experience billing through unethical desk collectors by distributing personal data. Writing this legal memorandum examines the validity of agreements on illegal online loans and legal protection for data dissemination by debt collectors. By using a normative juridical approach, by looking at the relevance of the case to existing laws and regulations, it is concluded that the legal position of the agreement on online loans is valid because it has a legal basis in the Civil Code, while the validity of the evidence used refers to Law Number 11 of 2008 regarding ITE Article 5 concerning information, documents and electronic signatures. that agreements made by Illegal Online Loans are legally flawed. The act of a Debt Collector who collects bills by sharing customer personal data is a criminal act. Besides that, through the Law of the Republic of Indonesia Number 27 of 2022 concerning Protection of Personal Data, it has guaranteed legal certainty regarding the protection of personal data

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