SUBROGASI SEBAGAI PERALIHAN PENAGIHAN HUTANG (Studi Kasus: Gugatan Goey Taufik Riyan kepada PT Pakuwon Jati Tbk dan PT Bank Maybank Indonesia Tbk dalam perkara Nomor 274/Pdt.G/2020/PN.Sby)

Oktavina, Gardini Alfrida (2023) SUBROGASI SEBAGAI PERALIHAN PENAGIHAN HUTANG (Studi Kasus: Gugatan Goey Taufik Riyan kepada PT Pakuwon Jati Tbk dan PT Bank Maybank Indonesia Tbk dalam perkara Nomor 274/Pdt.G/2020/PN.Sby). S1 thesis, Universitas Atma Jaya Yogyakarta.

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Abstract

Inside of the financial institution can be classified into 2 (two) types: banking institutions and non-bank institutions. Non-bank institutions include insurance, pension fund, financing institution, other financing institution, and microfinancing institutions. Specifically, this study discusses subrogation in a bank. Subrogation is classified into 2 (two) forms because of an agreement or an act. Consequences because of agreed the agreement all parties will bond the agreement. Subrogation listed in articles 1400 thru 1403 BW. Subrogation will be valid if it fulfills a few elements that as a replacement right by third parties, payment from third parties in the named debtor, and happens because of an agreement or an act. This discussion addresses whether to find the concept of subrogation and the legality of subrogation in Verdict Number 274/Pdt.G/2020/PN Sby, Verdict Number 60/PDT/2021/PT.SBY, and Verdict Number 485 K/Pdt/2022 between Goey Taufik Riyan contra PT Pakuwon Jati Tbk and PT Bank Maybank Indonesia. In this case, subrogation becomes a transition to debt collection because of Goey’s default to finish the agreement.

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