IMPLEMENTASI PP NO. 33 TAHUN 2006 TERHADAP PENYELESAIAN KREDIT BERMASALAH DI BANK RAKYAT INDONESIA (BRI) YOGYAKARTA CABANG SLEMAN

KURNIAWAN, YOHANES (2008) IMPLEMENTASI PP NO. 33 TAHUN 2006 TERHADAP PENYELESAIAN KREDIT BERMASALAH DI BANK RAKYAT INDONESIA (BRI) YOGYAKARTA CABANG SLEMAN. S1 thesis, UAJY.

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Abstract

One of the banks activities in addition to collect the fund from the society is to give any credit toward the customers. In providing credit, bank should have certainty concerning on the ability and the capability of debtor customers in the matter of repaying the loan. Thus, to gain such certainly, thus the part of bank should precisely conduct evaluation toward the Character, Capital, Capacity, Collateral, and Condition of economy of the debtor customers, which in furthermore it famous by the mentions of the five C’s of the credit analysis or Principals of 5 C’s. From the above, we can draw a set of law problem i.e. how is the efforts to conclude the non performing loan which is conducted by the office of Bank BRI Sleman Branch by referring toward the Governmental Regulation No. 33/2006 on the Procedures of Eliminating of Loan of State or Regional. Governmental Regulation No. 33/2006 give the procedures of non performing loan which is conducted by the Office of Bank BRI Sleman Branch, i.e. through the guarantee auction on the stagnant loan which has been provided toward the PUPN/DJPLN and the concluding of non performing loan is referred toward the Letter of Bank BRI No. S.26-DIR/ADK/06/2006 concerning on the Providing of Stagnant Loan Management and the Directional Letter of Bank BRI No.SDIR/ ADK/03/2007 concerning on Fiat Executie and Parete Executie. This examination use normative method, i.e. focus on normative laws i.e. study of literature, interview with resource person and data analysis use qualitative metho

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